Mortgage & Financing Blog Articles

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Steps To Refinance Your Home

Steps To Refinance Your Home

Have you been looking for options to improve your mortgage rate? Refinancing your home might be a good option.  Refinancing is the process of replacing an existing mortgage with a new loan. Typically, people refinance their mortgage in order to reduce their monthly payments, lower their interest rate, or change their loan program from an adjustable-rate mortgage to a fixed-rate mortgage. If y

How to Purchase a Home If You Have Student Loan Debt

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How to Purchase a Home If You Have Student Loan Debt

Many people who want to buy a home put it off until they can completely pay off their student loan debt. And while that is a responsible choice, it is not a necessity. As long as you do a thorough examination of your current debt, financial priorities, and maximize the following aspects of your finances, you can qualify for a home loan.     Improve Your Credit Score  T

Six Simple Ways To Save On Home Expenses

Six Simple Ways To Save On Home Expenses

Whether you’re saving up to put a down payment on a new home or you want to make a few improvements before you list your home, saving and managing your money is important. Here are a few small ways you can save money on your existing home expenses.   1. Unplug It You’ve probably been told your whole life to turn off the lights when you leave the room and to keep

How To Save For a Home in The New Year

How To Save For a Home in The New Year

The New Year is often a time to reset and make resolutions. The new year is a great time to focus on the things you want. If you’re looking to buy a home in 2020, it is never too early to start preparing. Do you have home ownership on your to-do list for the year? Add these resolutions to your daily routine now!    Track Your Spending Tracking your spending is one of the fir

How to Shop for a Mortgage

How to Shop for a Mortgage

For most people, a home will be the biggest purchase that you will make in your lifetime and will require obtaining a mortgage.  Shopping around for a mortgage will help you find the best financing deal. Locking in the best possible interest rate may involve some time and research, but it will pay off for the homeowner in the long run.   Get your Credit Score Your credit score is